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Capital gains calculator

what you keep after federal tax when you sell, and whether waiting for the long-term rate beats selling now

Your asset

$
$
%

Your taxes

$

Taxable income means after your standard deduction. The gain stacks on top of it, which decides the bracket.

If you sell on the planned date

Held for
Treated as
Projected value then
Gain
Federal tax on the gain
Net investment income tax
You keep
Tax as a share of the gain
Long-term rate starts
BracketRateGain in bracketTax

Hold for the long-term rate, or sell now and buy something else?

%

Hold until the long-term date

Value then
Tax (long-term)
You keep

Sell now, buy the other asset

Tax now (short-term)
Reinvested
Other asset worth then
Tax on that gain (short-term)
You keep