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Mortgage calculator

monthly payment and total cost of a home loan; everything updates as you type

Loan

$
%$
%

Other monthly costs

%of price
$
$
%of loan

PMI only applies when the down payment is under 20%, and drops off once the balance falls below 80% of the price.

Monthly payment

Total per month
Principal and interest
Property tax
Insurance
HOA
PMI (at first)

Over the life of the loan

Loan amount
Total interest
Total PMI
Home + interest + PMI
Total cost, everything
Paid off

Everything = down payment + all monthly payments including tax, insurance and HOA, assuming they stay flat.

Year by year

YearPrincipal paidInterest paidBalance

Estimates only. Your lender's quote, local tax rates and insurance prices decide the real numbers.